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Category: Column: MC Dwyer

Cabin in the forest Column: MC Dwyer Columns Real Estate 

March Real Estate Update: Mortgage Rates

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By M.C. Dwyer One of the biggest changes in the housing market over the past month is rising mortgage rates. Even though home mortgage rates are set independently by each lender, the impact of the Federal Reserve’s announcement that they plan to to fight inflation by raising the rates they charge banks, caused a reaction in the bond market. Conditions… Read More
heart stone path Column: MC Dwyer Columns Real Estate 

SLV Home Sales in an Evolving Market

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By M.C. Dwyer The California Association of REALTORS® just presented their 2022 economic outlook, expecting home prices to appreciate around 5%. It’s possible California peaked in August 2021 with a median home price of $830,000. 20% of homes for sale in SLV & SV have dropped their asking prices – but 80% of those price reductions occurred on homes in… Read More
Boulder Creek CZU fire Column: MC Dwyer Fire Recovery Local News 

CZU Fire Survivors Navigate Difficult Rebuilding Decisions

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By M.C. Dwyer Last month, a group of us REALTORs was spurred into action when a unanimous vote of the County Board of Supervisors (“Board”) created the CZU Rebuild Directive. On its surface, the vote seemed positive for those who’d lost their homes in the CZU fires last August (“survivors”). In theory, this would have allowed survivors to rebuild without… Read More
Lompico home for sale Column: MC Dwyer Columns Real Estate 

SLV Homes: Fall Housing Outlook

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By M.C. Dwyer Let’s look at the reasons why home prices keep rising in Santa Cruz County.   Average Home Sales Price 3rd Quarter 2021 * Average Home Sales Price 3rd Quarter 2020 San Lorenzo Valley $885,976 $754,768 Scotts Valley $1,510,786 $1,250,804 Santa Cruz County $1,355,142 $1,203,893 Santa Clara County $2,022,547 $1,718,857 Pandemic mass migration – People were home more… Read More
Boulder Creek cabin Column: MC Dwyer Columns Real Estate 

SLV Homes: Selling Homes From the Heart

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By M.C. Dwyer Since we’re in the middle of a busy and decidedly sellers’ housing market, I’ll bet “home seller generosity” was the last headline you expected, right? In two recent transactions, however, the sellers have shown a certain generosity, giving entry-level buyers an unbelievable opportunity. I can think of just two other situations in my 16-year career like this.… Read More
home hardening Column: MC Dwyer Columns Fire Recovery Real Estate 

SLV Homes: Defensible Space and Home Hardening

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By M.C. Dwyer Given the one year anniversary of the CZU Lightning Complex Fire, here’s a summary of the Santa Cruz Association of Realtors Fire Safety and Prevention Panel, presented by Mark Bingham, Boulder Creek Fire Chief; Mike Ayers, Ben Lomond Assistant Chief; Mike DeMars, Fire Marshall Central Fire District; and Greg Vandervoort, Fire Prevention Captain at Scotts Valley Fire… Read More